Is this the rate I want...

In case you didn't hear - some banks need to be monitored to make sure that everything is running smooth. With a simple savings account you can probably get something in return when saving up but you want to make sure that the rate that you started with stays the same so that you don't end up losing money in the long run. Click on the link above and give yourself a quick walkthrough on finding just what you need when it comes to the right rate.